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What services does Lazarus Law offer?
Lazarus Law offers comprehensive debt relief services, including bankruptcy filings, debt negotiation, and financial counseling tailored to assist clients facing financial difficulties in Pennsylvania.
How can I find a bankruptcy lawyer in Lancaster County?
To find a bankruptcy lawyer in Lancaster County, start by searching online directories, reviewing local law firms’ websites, or asking for referrals from friends or family. Consider contacting Lazarus Law for expert guidance on debt relief options.
Where can I get legal bankruptcy assistance in Berks County?
You can get legal bankruptcy assistance in Berks County by contacting Lazarus Law. Our experienced attorneys provide personalized debt relief strategies, including bankruptcy filing, to help you regain financial stability. Reach out today for a consultation.
What bankruptcy options does Lazarus Law provide?
Lazarus Law provides several bankruptcy options, including Chapter 7 and Chapter 13 bankruptcy, tailored to address your specific financial situation and help relieve debts such as credit card bills, medical expenses, and other unsecured obligations.
Can Lazarus Law handle Chapter 7 filings?
Yes, Lazarus Law is equipped to handle Chapter 7 filings, providing expert guidance and support throughout the process to help you achieve effective debt relief.
Does Lazarus Law offer Chapter 13 representation?
Yes, Lazarus Law offers comprehensive Chapter 13 representation to help you reorganize your debts and create a manageable repayment plan tailored to your financial situation.
Is Lazarus Law experienced in debt relief?
Yes, Lazarus Law has extensive experience in debt relief, offering tailored strategies, including bankruptcy filings, to help clients navigate their financial challenges effectively.
How does Lazarus Law assist with foreclosures?
Lazarus Law assists with foreclosures by providing legal guidance to help you understand your options, negotiate with lenders, and, if necessary, file for bankruptcy to protect your assets and achieve a more favorable outcome.
Can Lazarus Law stop creditor harassment?
Yes, Lazarus Law can help stop creditor harassment by implementing debt relief strategies and, if necessary, filing for bankruptcy. This legal action protects you and halts collection attempts from creditors.
What are Lazarus Laws consultation fees?
Lazarus Law offers free initial consultations to discuss your debt relief options. Additional fees for ongoing services will be discussed during your consultation, ensuring transparency and clarity regarding costs.
Does Lazarus Law practice in Lancaster County?
Yes, Lazarus Law provides legal services in Lancaster County, offering comprehensive debt relief solutions and bankruptcy assistance to clients throughout the area.
Are there bankruptcy workshops in Berks County?
Yes, there are bankruptcy workshops available in Berks County. These workshops provide valuable information and resources for individuals seeking guidance on bankruptcy options and debt relief strategies.
How long does bankruptcy filing take?
The bankruptcy filing process typically takes about 4 to 6 months from start to finish. However, the timeline can vary based on individual circumstances and the complexity of the case.
What assets are protected in bankruptcy?
In bankruptcy, assets typically protected include your primary residence (up to a certain value), necessary personal property, retirement accounts, and some equity in vehicles. Specific protections can vary by state, so consult a bankruptcy attorney for details.
Can bankruptcy stop a wage garnishment?
Yes, filing for bankruptcy can stop wage garnishment immediately. Once you file, an automatic stay goes into effect, preventing creditors from collecting debts, including garnishing your wages.
How do I start bankruptcy proceedings?
To start bankruptcy proceedings, consult a qualified bankruptcy attorney who will assess your financial situation, guide you through the necessary paperwork, and help you file the petition with the appropriate bankruptcy court.
What is Lazarus Laws success rate?
Lazarus Law has a proven success rate in delivering effective debt relief solutions, successfully guiding numerous clients through bankruptcy processes and financial recovery. Our dedicated team prioritizes client needs to achieve optimal outcomes.
Are payment plans available for legal fees?
Yes, we offer flexible payment plans for legal fees to help make our services more affordable. Please contact us to discuss your options and find a plan that works for you.
How often does bankruptcy discharge occur?
Bankruptcy discharges typically occur once a person files for bankruptcy under Chapter 7 or Chapter 13. In Chapter 7, discharges can happen within a few months post-filing, while Chapter 13 discharges occur after completing a repayment plan, usually within three to five years.
What is the means test for bankruptcy?
The means test for bankruptcy determines eligibility by comparing your average monthly income to the state's median income. If your income is below the median, you may qualify for Chapter 7 bankruptcy.
Can businesses file for bankruptcy with Lazarus Law?
Yes, businesses can file for bankruptcy with Lazarus Law. Our experienced team will guide you through the process to find the best solutions for your financial situation.
How to choose a bankruptcy attorney?
When choosing a bankruptcy attorney, look for experience in bankruptcy law, positive client reviews, and transparent fee structures. Schedule consultations to assess their communication style and ensure they understand your unique financial situation.
What is the cost of bankruptcy?
The cost of bankruptcy can vary significantly based on the type of bankruptcy filed, location, and attorney fees. Generally, Chapter 7 bankruptcy may cost between $1,500 to $3,500, while Chapter 13 can range from $3,000 to $6,000.
Does bankruptcy affect my credit score?
Yes, filing for bankruptcy will significantly impact your credit score. Typically, it stays on your credit report for up to 10 years, leading to lower scores initially, but can ultimately lead to improved financial health over time.
How to rebuild credit after bankruptcy?
To rebuild credit after bankruptcy, focus on timely bill payments, secure a secured credit card, and maintain low credit utilization. Regularly check your credit reports for errors and establish a budget to manage your finances effectively.
What are the alternatives to bankruptcy?
Alternatives to bankruptcy include debt settlement, debt consolidation, credit counseling, and payment plans. These options may help manage your financial obligations without the need for formal bankruptcy proceedings.
Can I file for bankruptcy twice?
Yes, you can file for bankruptcy twice, but there are specific time limits and conditions depending on the type of bankruptcy previously filed. Consult with a qualified attorney to understand your options and eligibility.
What happens at the creditors meeting?
At the creditors meeting, also known as the 341 meeting, you will meet with your creditors and the bankruptcy trustee. They may ask questions about your financial situation and assets, allowing creditors to verify your assertions in the bankruptcy filing.
How to declare bankruptcy in Pennsylvania?
To declare bankruptcy in Pennsylvania, file the appropriate bankruptcy petition in federal court, complete required forms, attend a credit counseling session, and provide necessary financial documentation. It's advisable to consult a bankruptcy attorney for guidance throughout the process.
What is involuntary bankruptcy petition?
An involuntary bankruptcy petition is a legal action initiated by creditors against a debtor, seeking to declare the debtor bankrupt when they fail to pay their debts. It requires the consent of at least three creditors if the debtor has more than 12 creditors.
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